Workspace Pricing Studio

Price every deal the way risk demands.

Configure the base, set the risk caps, tune per-product premiums — and watch the effective rate, EMI and customer outlay update in real time. Pricing changes are governed alongside policies, never buried in a spreadsheet.

0 products 0.00% base rate min 0% — max 0% RP calibrated to BRD v3
Product

Select a product to tune

Click a card to load its pricing matrix
Step 1
Base Rate
Cost of funds + cost of operations · per annum
0.00% Base p.a.
Cost of Funds
Treasury / capital cost · current SAMA window
11.16%
Cost of Operations
Origination, servicing, collections overhead
3.26%
Combined base rate
Step 2
Risk Premium Engine
Score → premium · BRD formula: IF(score≤40%, 100%, MIN(Base + (1−score), Cap))
Step 3
Product · Tawaruq 1
Min / max premium · loan range · annual flat-rate matrix
Annual flat-rate matrix · tenure (months) → rate
Visual
Risk-to-Rate Curve
How the risk premium responds to credit score across the BRD band
Visual
Tenure × Score Heatmap
Effective rate (p.a.) — click any cell to load it into the calculator
Low rate High rate