Define RAC, weight a Scorecard, and shape the Dual Matrix.
Heavily-animated workbench for Risk Acceptance Criteria, weighted scoring (BRD v5), and the 6×6 Application × SIMAH decision matrix. Every number is editable. Every change is testable. The AI co-pilot recalibrates weights, DBR caps, and grade thresholds against the live book.
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Segments
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Scorecard variables
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Matrix cells
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Risk grades
Let the LLM rebalance weights, DBR caps & grade cutoffs against the live book.
Decisioning approach
Choose how this segment is judged
Application × SIMAH Grid
Click any cell to edit · suggested SIMAH cutoff 575
| App Score ↓ SIMAH → |
Thin File
Very Low
|
300 – 539
Very Low
|
540 – 599
Low
|
600 – 679
Fair
|
680 – 729
Good
|
730 – 850
Excellent
|
|---|---|---|---|---|---|---|
| 250 – 489 | 9 Reject | 9 Reject | 7 Reject | 5 Refer | 5 Refer | 4 Refer |
| 490 – 569 | 8 Reject | 8 Reject | 6 Reject | 5 Refer | 4 Refer | 3 Accept |
| 570 – 629 | 7 Reject | 7 Reject | 5 Refer | 4 Refer | 3 Accept | 2 Accept |
| 630 – 679 | 6 Reject | 6 Reject | 3 Accept | 3 Accept | 2 Accept | 1 Accept |
| 680 – 719 | 6 Reject | 6 Reject | 3 Accept | 2 Accept | 1 Accept | 1 Accept |
| 720 – 850 | 6 Reject | 6 Reject | 3 Accept | 1 Accept | 1 Accept | 1 Accept |
1–2 Accept (premium)
3 Accept
4–5 Refer
6–9 Reject