/* =================================================================
   Pricing Studio
   Restrained · professional · animated
   ================================================================= */
:root {
    --ps-ink:        #0f172a;
    --ps-ink-2:      #334155;
    --ps-ink-3:      #64748b;
    --ps-ink-4:      #94a3b8;
    --ps-bg:         #f8fafc;
    --ps-surface:    #ffffff;
    --ps-surface-2:  #f6f8fb;
    --ps-surface-3:  #eef2f7;
    --ps-border:     rgb(15 23 42 / .07);
    --ps-border-2:   rgb(15 23 42 / .12);
    --ps-accent:     #1d4ed8;
    --ps-accent-soft:rgb(29 78 216 / .08);
    --ps-success:    #16a34a;
    --ps-warning:    #ca8a04;
    --ps-danger:     #dc2626;
    --ps-mono:       'JetBrains Mono', 'Fira Code', Consolas, monospace;
    --ps-radius:     12px;
    --ps-radius-sm:  8px;
    --ps-shadow-1:   0 1px 2px rgb(15 23 42 / .04), 0 0 0 1px var(--ps-border);
    --ps-shadow-2:   0 4px 16px -8px rgb(15 23 42 / .12), 0 0 0 1px var(--ps-border);
    --ps-shadow-3:   0 12px 36px -12px rgb(15 23 42 / .25), 0 0 0 1px rgb(15 23 42 / .08);
    --ps-shadow-focus: 0 0 0 3px rgb(29 78 216 / .14);
}
.ps-page { padding-bottom: 60px; background: var(--ps-bg); }
code { font-family: var(--ps-mono); }

/* ============================
   HERO
   ============================ */
.ps-hero {
    position: relative;
    isolation: isolate;
    overflow: hidden;
    border-bottom: 1px solid var(--ps-border);
    background: linear-gradient(180deg, #fcfdff 0%, #f8fafc 100%);
}
.ps-hero-bg {
    position: absolute; inset: 0;
    pointer-events: none;
    z-index: -1;
}
.ps-hero-grid {
    position: absolute; inset: 0;
    background-image: radial-gradient(circle at 1px 1px, rgba(15,23,42,.06) 1px, transparent 1px);
    background-size: 22px 22px;
    mask-image: radial-gradient(circle at 75% 0%, black 0%, transparent 65%);
    -webkit-mask-image: radial-gradient(circle at 75% 0%, black 0%, transparent 65%);
}
.ps-hero-glow {
    position: absolute; top: -160px; right: -100px;
    width: 460px; height: 460px; border-radius: 50%;
    background: radial-gradient(circle, rgba(29,78,216,.10) 0%, transparent 65%);
    filter: blur(20px);
    animation: psGlow 14s ease-in-out infinite alternate;
}
@keyframes psGlow {
    0%   { transform: translate3d(0,0,0) scale(1); opacity: .55; }
    100% { transform: translate3d(-30px,20px,0) scale(1.06); opacity: .7; }
}

.ps-hero-inner {
    position: relative; z-index: 1;
    max-width: 1480px; margin: 0 auto;
    padding: 28px 28px 24px;
    display: grid; grid-template-columns: 1fr auto;
    gap: 28px; align-items: end;
}
.ps-breadcrumb {
    display: inline-flex; align-items: center; gap: 8px;
    font-size: 11px; color: var(--ps-ink-4);
    letter-spacing: .04em; text-transform: uppercase;
    margin-bottom: 10px;
    animation: psFadeUp .55s ease both;
}
.ps-breadcrumb-active { color: var(--ps-ink-2); font-weight: 600; }
.ps-title {
    font-size: clamp(26px, 2.8vw, 34px);
    line-height: 1.1;
    letter-spacing: -0.03em;
    color: var(--ps-ink);
    font-weight: 600;
    margin: 0 0 10px;
    max-width: 820px;
    animation: psFadeUp .65s .08s ease both;
}
.ps-accent {
    background: linear-gradient(90deg, var(--ps-ink) 0%, #1e293b 50%, #1d4ed8 110%);
    -webkit-background-clip: text; background-clip: text; color: transparent;
}
.ps-sub {
    color: var(--ps-ink-3);
    font-size: 14px; line-height: 1.55;
    max-width: 720px;
    margin: 0 0 18px;
    animation: psFadeUp .7s .14s ease both;
}
.ps-pills {
    display: flex; flex-wrap: wrap; gap: 8px;
    animation: psFadeUp .7s .2s ease both;
}
.ps-pill {
    display: inline-flex; align-items: center; gap: 7px;
    padding: 6px 12px;
    border-radius: 999px;
    background: var(--ps-surface);
    box-shadow: var(--ps-shadow-1);
    font-size: 12px; color: var(--ps-ink-2);
    font-feature-settings: 'tnum';
}
.ps-pill i { color: var(--ps-ink-4); font-size: 10px; }
.ps-pill strong { color: var(--ps-ink); font-weight: 600; font-family: var(--ps-mono); }
.ps-pill-live { background: rgb(22 163 74 / .07); box-shadow: inset 0 0 0 1px rgb(22 163 74 / .22); color: var(--ps-success); font-weight: 500; }
.ps-live-dot {
    width: 7px; height: 7px; border-radius: 50%; background: var(--ps-success);
    box-shadow: 0 0 0 0 rgb(22 163 74 / .6);
    animation: psLive 1.8s ease-out infinite;
}
@keyframes psLive {
    0%   { box-shadow: 0 0 0 0 rgb(22 163 74 / .55); }
    70%  { box-shadow: 0 0 0 7px rgb(22 163 74 / 0); }
    100% { box-shadow: 0 0 0 0 rgb(22 163 74 / 0); }
}

.ps-hero-cta { display: flex; gap: 10px; animation: psFadeUp .7s .26s ease both; }
.ps-btn-primary, .ps-btn-secondary, .ps-btn-ghost {
    position: relative; overflow: hidden;
    border: 0; cursor: pointer;
    display: inline-flex; align-items: center; gap: 8px;
    font-weight: 500; font-size: 13px;
    transition: transform .15s ease, box-shadow .15s ease, background-color .15s ease, color .15s ease;
}
.ps-btn-primary {
    padding: 10px 16px; border-radius: 10px;
    background: linear-gradient(180deg, #0f172a 0%, #020617 100%);
    color: #fff;
    box-shadow: 0 8px 18px -8px rgba(15,23,42,.50), inset 0 0 0 1px rgba(255,255,255,.08);
}
.ps-btn-primary:hover { transform: translateY(-1px); box-shadow: 0 12px 24px -8px rgba(15,23,42,.55), inset 0 0 0 1px rgba(255,255,255,.10); }
.ps-btn-shine {
    position: absolute; inset: 0;
    background: linear-gradient(120deg, transparent 25%, rgba(255,255,255,.16) 50%, transparent 75%);
    transform: translateX(-110%);
    animation: psShine 3.5s ease-in-out infinite;
}
@keyframes psShine { 0%, 35% { transform: translateX(-110%); } 65%, 100% { transform: translateX(110%); } }
.ps-btn-primary > i, .ps-btn-primary > span:not(.ps-btn-shine) { position: relative; z-index: 1; }

.ps-btn-secondary {
    padding: 10px 14px; border-radius: 10px;
    background: var(--ps-surface);
    box-shadow: var(--ps-shadow-1);
    color: var(--ps-ink-2);
}
.ps-btn-secondary:hover { color: var(--ps-ink); box-shadow: var(--ps-shadow-2); transform: translateY(-1px); }
.ps-btn-secondary i { color: var(--ps-ink-4); }
.ps-btn-secondary:hover i { color: var(--ps-ink-2); }

@keyframes psFadeUp { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }

/* ============================
   PRODUCT SELECTOR (cards)
   ============================ */
.ps-products {
    max-width: 1480px; margin: 22px auto 0;
    padding: 0 28px;
}
.ps-products-head {
    display: flex; align-items: flex-end; justify-content: space-between;
    gap: 16px;
    margin: 0 4px 14px;
}
.ps-products-title {
    font-size: 18px; font-weight: 600;
    color: var(--ps-ink);
    letter-spacing: -.02em;
    margin: 2px 0 0;
}
.ps-products-hint {
    font-size: 12px; color: var(--ps-ink-3);
    display: inline-flex; align-items: center; gap: 6px;
    padding: 6px 12px;
    border-radius: 999px;
    background: var(--ps-surface);
    box-shadow: var(--ps-shadow-1);
}
.ps-products-hint i { color: var(--ps-ink-4); font-size: 10px; }
.ps-products-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
}

.ps-product-card {
    position: relative;
    overflow: hidden;
    text-align: left;
    background: var(--ps-surface);
    border-radius: 14px;
    box-shadow: var(--ps-shadow-1);
    padding: 16px 18px 14px;
    cursor: pointer;
    border: 0;
    transition: transform .2s ease, box-shadow .25s ease;
    isolation: isolate;
    animation: psFadeUp .55s ease both;
}
.ps-product-card[data-tone="sapphire"] { --c1: #3b82f6; --c2: #1d4ed8; --soft: rgb(29 78 216 / .08); --ring: rgb(29 78 216 / .35); }
.ps-product-card[data-tone="azure"]    { --c1: #38bdf8; --c2: #0369a1; --soft: rgb(3 105 161 / .08);  --ring: rgb(3 105 161 / .35); }
.ps-product-card[data-tone="teal"]     { --c1: #2dd4bf; --c2: #0d9488; --soft: rgb(13 148 136 / .08); --ring: rgb(13 148 136 / .35); }

.ps-product-card:hover:not(.active) {
    transform: translateY(-2px);
    box-shadow: var(--ps-shadow-2);
}
.ps-product-card:hover:not(.active) .ps-product-icon {
    transform: scale(1.04) rotate(-2deg);
    box-shadow: 0 8px 22px -6px var(--c1);
}
.ps-product-card.active {
    transform: translateY(-2px);
    box-shadow: 0 12px 32px -10px var(--ring), inset 0 0 0 1.5px var(--ring), 0 0 0 1px var(--ps-border);
    background: linear-gradient(180deg, var(--soft) 0%, var(--ps-surface) 60%);
}

/* Soft top-right glow inside the card */
.ps-product-glow {
    position: absolute;
    top: -60px; right: -60px;
    width: 180px; height: 180px;
    border-radius: 50%;
    background: radial-gradient(circle, var(--c1) 0%, transparent 65%);
    opacity: 0;
    filter: blur(28px);
    transition: opacity .35s ease;
    z-index: -1;
}
.ps-product-card.active .ps-product-glow,
.ps-product-card:hover .ps-product-glow { opacity: .14; }

.ps-product-top {
    display: flex; align-items: center; justify-content: space-between;
    margin-bottom: 12px;
}
.ps-product-icon {
    flex-shrink: 0;
    width: 44px; height: 44px;
    border-radius: 11px;
    display: inline-flex; align-items: center; justify-content: center;
    color: #fff;
    font-size: 17px;
    background: linear-gradient(135deg, var(--c1), var(--c2));
    box-shadow: 0 6px 16px -6px var(--c1), inset 0 0 0 1px rgba(255,255,255,.18);
    transition: transform .25s cubic-bezier(.2,.7,.2,1), box-shadow .25s ease;
}
.ps-product-check {
    width: 22px; height: 22px;
    border-radius: 50%;
    background: var(--ps-surface);
    box-shadow: inset 0 0 0 1.5px var(--ps-border-2);
    color: transparent;
    font-size: 9px;
    display: inline-flex; align-items: center; justify-content: center;
    transition: all .25s cubic-bezier(.2,.7,.2,1);
}
.ps-product-card.active .ps-product-check {
    background: linear-gradient(135deg, var(--c1), var(--c2));
    box-shadow: 0 4px 10px -2px var(--c1);
    color: #fff;
    transform: scale(1.08);
}

.ps-product-name {
    font-size: 16px; font-weight: 600; color: var(--ps-ink);
    letter-spacing: -.02em;
    line-height: 1.15;
}
.ps-product-desc {
    font-size: 12px; color: var(--ps-ink-3);
    margin-top: 4px;
    line-height: 1.45;
}
.ps-product-bands {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 1px;
    margin-top: 14px;
    padding-top: 12px;
    border-top: 1px solid var(--ps-border);
}
.ps-product-band {
    display: flex; flex-direction: column;
    gap: 2px;
    padding: 0 8px;
    line-height: 1.2;
}
.ps-product-band:not(:last-child) { border-right: 1px solid var(--ps-border); }
.ps-product-band:first-child      { padding-left: 0; }
.ps-product-band:last-child       { padding-right: 0; }
.ps-product-band small {
    font-size: 9.5px; color: var(--ps-ink-4);
    letter-spacing: .06em; text-transform: uppercase; font-weight: 600;
}
.ps-product-band strong {
    font-family: var(--ps-mono);
    font-size: 12px; font-weight: 600;
    color: var(--ps-ink);
    letter-spacing: -.02em;
}
.ps-product-card.active .ps-product-band strong { color: var(--ps-ink); }

/* ============================
   LAYOUT
   ============================ */
.ps-layout {
    max-width: 1480px; margin: 24px auto;
    padding: 0 28px;
    display: grid; grid-template-columns: minmax(0,1fr) 420px;
    gap: 18px;
    align-items: start;
}
.ps-config { display: flex; flex-direction: column; gap: 14px; }

/* ============================
   GENERIC CARD
   ============================ */
.ps-card {
    background: var(--ps-surface);
    border-radius: var(--ps-radius);
    box-shadow: var(--ps-shadow-1);
    overflow: hidden;
    animation: psFadeUp .5s ease both;
    transition: box-shadow .2s ease;
}
.ps-card:hover { box-shadow: var(--ps-shadow-2); }
.ps-card-head {
    padding: 14px 18px;
    border-bottom: 1px solid var(--ps-border);
    position: relative;
    min-height: 0;
}
/* Reserve right space when there's an inline readout so it never overlaps. */
.ps-card-head:has(.ps-card-readout) {
    padding-right: 150px;
    min-height: 64px;
}
.ps-card-head-row { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; }
.ps-card-eyebrow {
    font-size: 10.5px; color: var(--ps-ink-4);
    letter-spacing: .08em; text-transform: uppercase; font-weight: 600;
    margin-bottom: 2px;
}
.ps-card-title {
    font-size: 15.5px; font-weight: 600; color: var(--ps-ink);
    letter-spacing: -.02em;
}
.ps-card-sub {
    font-size: 12px; color: var(--ps-ink-3);
    margin-top: 4px;
    line-height: 1.45;
}
.ps-card-sub code {
    background: var(--ps-surface-2);
    padding: 1px 6px; border-radius: 4px;
    box-shadow: inset 0 0 0 1px var(--ps-border);
    font-size: 11px; color: var(--ps-accent);
}
.ps-card-readout {
    position: absolute;
    right: 18px; top: 50%;
    transform: translateY(-50%);
    text-align: right;
    padding-left: 16px;
    border-left: 1px solid var(--ps-border);
}
.ps-card-readout-num {
    display: block;
    font-family: var(--ps-mono);
    font-size: 24px; font-weight: 600;
    color: var(--ps-ink);
    letter-spacing: -.025em;
    transition: color .2s ease;
    line-height: 1.05;
}
.ps-card-readout-lbl { font-size: 10px; color: var(--ps-ink-4); letter-spacing: .06em; text-transform: uppercase; font-weight: 600; }

/* ============================
   BASE RATE
   ============================ */
.ps-base-grid { padding: 14px 18px 4px; }
.ps-base-row {
    display: grid; grid-template-columns: 36px 1fr 200px;
    gap: 12px; align-items: center;
    padding: 10px 0;
    border-bottom: 1px dashed var(--ps-border);
}
.ps-base-row:last-of-type { border-bottom: 0; }
.ps-base-icon {
    width: 36px; height: 36px;
    border-radius: 9px;
    background: var(--ps-accent-soft);
    color: var(--ps-accent);
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 13px;
    box-shadow: inset 0 0 0 1px rgb(29 78 216 / .14);
}
.ps-base-label { font-size: 13px; font-weight: 600; color: var(--ps-ink); letter-spacing: -.01em; }
.ps-base-desc { font-size: 11px; color: var(--ps-ink-3); margin-top: 2px; line-height: 1.4; }
.ps-base-control { display: flex; align-items: center; gap: 10px; }
.ps-base-control input[type="range"] {
    flex: 1;
    -webkit-appearance: none; appearance: none;
    height: 5px; background: var(--ps-surface-3);
    border-radius: 999px;
    box-shadow: inset 0 0 0 1px var(--ps-border);
    cursor: pointer;
}
.ps-base-control input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 16px; height: 16px;
    border-radius: 50%;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    border: 2px solid #fff;
    box-shadow: 0 2px 8px rgba(29,78,216,.45);
    cursor: grab;
    transition: transform .12s ease;
}
.ps-base-control input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.15); }
.ps-base-control input[type="range"]::-moz-range-thumb {
    width: 16px; height: 16px;
    border-radius: 50%;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    border: 2px solid #fff;
    box-shadow: 0 2px 8px rgba(29,78,216,.45);
    cursor: grab;
}
.ps-base-val {
    min-width: 60px;
    text-align: right;
    font-family: var(--ps-mono);
    font-size: 13px; font-weight: 600;
    color: var(--ps-ink);
}
.ps-base-sum {
    padding: 12px 18px 16px;
    display: flex; align-items: center; gap: 12px;
}
.ps-base-sum-bar {
    flex: 1;
    height: 8px; background: var(--ps-surface-2);
    border-radius: 999px;
    overflow: hidden;
    box-shadow: inset 0 0 0 1px var(--ps-border);
    position: relative;
}
#ps-base-sum-fill {
    display: block; height: 100%;
    background: linear-gradient(90deg, #2563eb, #60a5fa);
    width: 0;
    border-radius: 999px;
    transition: width .35s cubic-bezier(.4,0,.2,1);
}
.ps-base-sum-label { font-size: 11px; color: var(--ps-ink-3); }

/* ============================
   RISK PREMIUM (params)
   ============================ */
.ps-rp-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 12px;
    padding: 16px 18px;
}
.ps-rp-field { display: flex; flex-direction: column; gap: 5px; }
.ps-rp-field > span {
    font-size: 11px;
    color: var(--ps-ink-3);
    font-weight: 500;
}
.ps-rp-field input {
    background: var(--ps-surface-2);
    border: 1px solid var(--ps-border);
    border-radius: 8px;
    padding: 9px 11px;
    font-size: 13px;
    color: var(--ps-ink);
    font-family: var(--ps-mono);
    transition: all .15s ease;
}
.ps-rp-field input:focus {
    outline: none;
    background: var(--ps-surface);
    border-color: var(--ps-accent);
    box-shadow: var(--ps-shadow-focus);
}

/* ============================
   PRODUCT-SPECIFIC
   ============================ */
.ps-prod-fields {
    display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px;
    padding: 16px 18px 4px;
}
.ps-tenure-mat { padding: 6px 18px 18px; }
.ps-tenure-mat header {
    display: flex; align-items: center; gap: 8px;
    font-size: 11px; color: var(--ps-ink-3);
    letter-spacing: .04em; font-weight: 600;
    text-transform: uppercase;
    margin: 12px 0 8px;
}
.ps-tenure-mat header i { color: var(--ps-accent); font-size: 11px; }
.ps-tenure-list {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 8px;
}
.ps-tenure-cell {
    background: var(--ps-surface-2);
    border-radius: 8px;
    padding: 9px 8px;
    display: flex; flex-direction: column; align-items: center; gap: 4px;
    transition: all .15s ease;
    cursor: pointer;
    border: 1px solid transparent;
    position: relative;
}
.ps-tenure-cell:hover { background: var(--ps-surface-3); border-color: var(--ps-border-2); }
.ps-tenure-cell.lit {
    background: var(--ps-accent-soft);
    border-color: rgb(29 78 216 / .35);
}
.ps-tenure-cell-mo { font-size: 10px; color: var(--ps-ink-4); font-weight: 500; }
.ps-tenure-cell-val {
    font-family: var(--ps-mono);
    font-size: 12px; font-weight: 600;
    color: var(--ps-ink);
}
.ps-tenure-cell input {
    width: 100%;
    background: transparent;
    border: 0;
    text-align: center;
    font-family: var(--ps-mono);
    font-size: 12px; font-weight: 600;
    color: var(--ps-ink);
    outline: none;
    padding: 0;
}
.ps-tenure-cell:focus-within {
    background: var(--ps-surface);
    border-color: var(--ps-accent);
    box-shadow: var(--ps-shadow-focus);
}

/* ============================
   CALCULATOR (right)
   ============================ */
.ps-calc {
    position: sticky;
    top: 80px;
    background: var(--ps-surface);
    border-radius: var(--ps-radius);
    box-shadow: var(--ps-shadow-1);
    overflow: hidden;
    align-self: start;
    animation: psFadeUp .5s ease both;
}
.ps-calc-head {
    padding: 16px 18px;
    display: flex; align-items: center; justify-content: space-between;
    gap: 12px;
    border-bottom: 1px solid var(--ps-border);
}
.ps-calc-product-tag {
    display: inline-flex; align-items: center;
    padding: 5px 10px;
    border-radius: 999px;
    background: var(--ps-accent-soft);
    color: var(--ps-accent);
    font-size: 11.5px; font-weight: 500;
    box-shadow: inset 0 0 0 1px rgb(29 78 216 / .14);
}

/* Sliders */
.ps-calc-sliders {
    padding: 16px 18px;
    display: flex; flex-direction: column; gap: 18px;
    border-bottom: 1px solid var(--ps-border);
}
.ps-slider-row { display: flex; flex-direction: column; gap: 6px; }
.ps-slider-label {
    display: flex; align-items: baseline; justify-content: space-between;
    font-size: 12px; color: var(--ps-ink-3);
}
.ps-slider-label small { color: var(--ps-ink-4); font-size: 10.5px; }
.ps-slider-val { font-family: var(--ps-mono); color: var(--ps-ink-3); }
.ps-slider-val strong { color: var(--ps-ink); font-size: 14px; font-weight: 600; }
.ps-slider-row input[type="range"] {
    -webkit-appearance: none; appearance: none;
    width: 100%;
    height: 6px;
    border-radius: 999px;
    background: var(--ps-surface-3);
    box-shadow: inset 0 0 0 1px var(--ps-border);
    cursor: pointer;
}
.ps-slider-row input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 18px; height: 18px;
    border-radius: 50%;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    border: 2px solid #fff;
    box-shadow: 0 3px 10px rgba(29,78,216,.50);
    cursor: grab;
    transition: transform .12s ease;
}
.ps-slider-row input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.15); }
.ps-slider-row input[type="range"]::-moz-range-thumb {
    width: 18px; height: 18px;
    border-radius: 50%;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    border: 2px solid #fff;
    box-shadow: 0 3px 10px rgba(29,78,216,.50);
    cursor: grab;
}
.ps-slider-marks {
    display: flex; justify-content: space-between;
    font-family: var(--ps-mono);
    font-size: 10px; color: var(--ps-ink-4);
    padding: 0 2px;
}

/* Ring readout */
.ps-ring-wrap {
    position: relative;
    width: 200px; height: 200px;
    margin: 22px auto 8px;
}
.ps-ring { width: 100%; height: 100%; transform: rotate(-90deg); }
.ps-ring-track { fill: none; stroke: var(--ps-surface-3); stroke-width: 8; }
.ps-ring-arc {
    fill: none;
    stroke: url(#psRingGrad);
    stroke-width: 8; stroke-linecap: round;
    transition: stroke-dashoffset .6s cubic-bezier(.4,0,.2,1), stroke .25s ease;
    filter: drop-shadow(0 0 6px rgba(29,78,216,.35));
}
.ps-ring-readout {
    position: absolute; inset: 0;
    display: flex; flex-direction: column; align-items: center; justify-content: center;
}
.ps-ring-num {
    font-family: var(--ps-mono);
    font-size: 42px; font-weight: 600;
    color: var(--ps-ink);
    letter-spacing: -.025em; line-height: 1;
}
.ps-ring-unit { font-size: 10.5px; color: var(--ps-ink-3); margin-top: 4px; letter-spacing: .04em; }
.ps-ring-tag {
    margin-top: 8px;
    padding: 3px 10px;
    border-radius: 999px;
    background: var(--ps-surface-2);
    box-shadow: inset 0 0 0 1px var(--ps-border);
    font-size: 11px; color: var(--ps-ink-2); font-weight: 500;
    font-family: var(--ps-mono);
    letter-spacing: .02em;
    transition: all .25s ease;
}
.ps-ring-tag[data-band="prime"]    { color: var(--ps-success); background: rgb(22 163 74 / .08); box-shadow: inset 0 0 0 1px rgb(22 163 74 / .25); }
.ps-ring-tag[data-band="good"]     { color: #15803d;            background: rgb(34 197 94 / .08); box-shadow: inset 0 0 0 1px rgb(34 197 94 / .25); }
.ps-ring-tag[data-band="fair"]     { color: var(--ps-warning);  background: rgb(202 138 4 / .08); box-shadow: inset 0 0 0 1px rgb(202 138 4 / .25); }
.ps-ring-tag[data-band="high"]     { color: #b45309;            background: rgb(245 158 11 / .10); box-shadow: inset 0 0 0 1px rgb(245 158 11 / .30); }
.ps-ring-tag[data-band="cap"]      { color: var(--ps-danger);   background: rgb(220 38 38 / .08); box-shadow: inset 0 0 0 1px rgb(220 38 38 / .30); }

/* Breakdown — visual flow chain */
.ps-breakdown {
    padding: 16px 18px 14px;
    border-top: 1px solid var(--ps-border);
}
.ps-bd-flow {
    display: grid;
    grid-template-columns: 1fr 16px 1fr 16px 1fr;
    align-items: stretch;
    gap: 6px;
}
.ps-bd-step {
    display: flex; flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 10px 6px 8px;
    border-radius: 10px;
    background: var(--ps-surface-2);
    box-shadow: inset 0 0 0 1px var(--ps-border);
    transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
    line-height: 1.15;
}
.ps-bd-step:hover {
    background: var(--ps-surface);
    box-shadow: inset 0 0 0 1px var(--ps-border-2), 0 2px 8px -4px rgba(15,23,42,.12);
    transform: translateY(-1px);
}
.ps-bd-step small {
    font-size: 9.5px;
    color: var(--ps-ink-4);
    letter-spacing: .08em; text-transform: uppercase; font-weight: 600;
}
.ps-bd-step .ps-bd-val {
    display: block;
    font-family: var(--ps-mono);
    font-size: 16px; font-weight: 600;
    color: var(--ps-ink);
    letter-spacing: -.025em;
    margin: 4px 0 2px;
    transition: color .2s ease;
}
.ps-bd-step em {
    font-style: normal;
    font-size: 10px;
    color: var(--ps-ink-4);
    letter-spacing: .01em;
}
.ps-bd-step-result {
    background: linear-gradient(180deg, var(--ps-accent-soft) 0%, transparent 100%);
    box-shadow: inset 0 0 0 1px rgb(29 78 216 / .22);
}
.ps-bd-step-result .ps-bd-val {
    color: var(--ps-accent);
    font-size: 17px;
}
.ps-bd-op {
    display: inline-flex; align-items: center; justify-content: center;
    font-family: var(--ps-mono);
    font-size: 13px; font-weight: 700;
    color: var(--ps-ink-3);
    user-select: none;
}
.ps-bd-detail {
    display: flex; align-items: center; gap: 8px;
    margin-top: 10px;
    padding: 7px 10px;
    background: var(--ps-surface-2);
    border-radius: 6px;
    font-size: 11px;
    color: var(--ps-ink-3);
}
.ps-bd-detail i { color: var(--ps-ink-4); font-size: 10px; }
.ps-bd-detail .ps-bd-val {
    font-family: var(--ps-mono);
    font-size: 11.5px; font-weight: 600;
    color: var(--ps-ink-2);
    margin: 0 1px;
}

/* Stats trio */
.ps-stats {
    padding: 14px 18px 18px;
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px;
    border-top: 1px solid var(--ps-border);
}
.ps-stat-card {
    background: var(--ps-surface-2);
    border-radius: 10px;
    padding: 12px 10px;
    text-align: center;
    box-shadow: inset 0 0 0 1px var(--ps-border);
    transition: transform .15s ease, box-shadow .15s ease;
}
.ps-stat-card:hover { transform: translateY(-1px); box-shadow: inset 0 0 0 1px var(--ps-border-2), 0 2px 8px -4px rgba(15,23,42,.10); }
.ps-stat-eyebrow {
    font-size: 9.5px; color: var(--ps-ink-4);
    letter-spacing: .08em; text-transform: uppercase; font-weight: 600;
}
.ps-stat-num {
    font-family: var(--ps-mono);
    font-size: 20px; font-weight: 600;
    color: var(--ps-ink);
    margin: 4px 0;
    letter-spacing: -.02em;
}
.ps-stat-foot { font-size: 10.5px; color: var(--ps-ink-3); }
.ps-stat-foot span { font-family: var(--ps-mono); color: var(--ps-ink); }

/* ============================
   RISK → RATE CURVE
   ============================ */
.ps-curve-card {
    max-width: 1480px; margin: 18px auto;
    padding: 0 28px;
}
.ps-curve-card > * { background: var(--ps-surface); border-radius: var(--ps-radius); box-shadow: var(--ps-shadow-1); }
.ps-curve-card .ps-card-head { background: var(--ps-surface); }
.ps-curve-wrap {
    position: relative;
    padding: 18px 28px 36px;
    background: var(--ps-surface);
    border-radius: 0 0 var(--ps-radius) var(--ps-radius);
}
.ps-curve-svg {
    width: 100%; height: 280px;
}
.ps-curve-svg .grid-line {
    stroke: rgba(15,23,42,.07);
    stroke-width: 1;
    stroke-dasharray: 3 4;
}
.ps-curve-svg .axis-label {
    fill: var(--ps-ink-4);
    font-family: var(--ps-mono);
    font-size: 10px;
}
.ps-curve-svg .curve-area {
    fill: url(#psCurveFill);
    opacity: 0;
    animation: psFade .8s 1.0s ease forwards;
}
.ps-curve-svg .curve-line {
    fill: none;
    stroke: url(#psCurveLine);
    stroke-width: 2.5;
    stroke-linecap: round;
    stroke-linejoin: round;
    stroke-dasharray: 2200;
    stroke-dashoffset: 2200;
    animation: psDrawCurve2 2.6s .3s cubic-bezier(.2,.6,.2,1) forwards;
}
@keyframes psDrawCurve2 { to { stroke-dashoffset: 0; } }
@keyframes psFade { to { opacity: 1; } }
.ps-curve-svg .marker-line {
    stroke: var(--ps-accent);
    stroke-width: 1;
    stroke-dasharray: 2 4;
}
.ps-curve-svg .marker-dot {
    fill: var(--ps-accent);
    stroke: #fff;
    stroke-width: 2;
    filter: drop-shadow(0 2px 6px rgba(29,78,216,.45));
    transition: cx .35s ease, cy .35s ease;
}
.ps-curve-svg .marker-dot.pulse {
    animation: psPulse 1.8s ease-out infinite;
    transform-origin: center;
    transform-box: fill-box;
}
@keyframes psPulse {
    0%   { r: 6; opacity: 1; }
    100% { r: 16; opacity: 0; }
}
.ps-curve-axis {
    margin-top: 8px;
    display: flex; justify-content: space-between;
    font-family: var(--ps-mono);
    font-size: 10px; color: var(--ps-ink-4);
    padding: 0 6px;
}

/* ============================
   HEATMAP
   ============================ */
.ps-heat-card {
    max-width: 1480px; margin: 18px auto;
    padding: 0 28px;
}
.ps-heat-card > * { background: var(--ps-surface); border-radius: var(--ps-radius); box-shadow: var(--ps-shadow-1); overflow: hidden; }
.ps-heat-legend {
    display: flex; align-items: center; gap: 14px;
    font-family: var(--ps-mono);
    font-size: 11px; color: var(--ps-ink-3);
}
.ps-heat-legend-item { display: inline-flex; align-items: center; gap: 6px; }
.ps-heat-swatch {
    display: inline-block;
    width: 80px; height: 8px;
    border-radius: 999px;
    background: linear-gradient(90deg, #10b981 0%, #f59e0b 50%, #dc2626 100%);
    box-shadow: inset 0 0 0 1px rgb(15 23 42 / .08);
}
.ps-heat-wrap {
    padding: 18px;
    overflow-x: auto;
    background: var(--ps-surface);
    border-radius: 0 0 var(--ps-radius) var(--ps-radius);
}
.ps-heat-grid {
    display: grid;
    gap: 6px;
}
.ps-heat-grid > div { position: relative; }
.ps-heat-head, .ps-heat-row-lbl {
    font-family: var(--ps-mono);
    font-size: 11px; color: var(--ps-ink-3);
    text-align: center;
    padding: 6px;
    font-weight: 500;
}
.ps-heat-row-lbl {
    background: var(--ps-surface-2);
    border-radius: 6px;
    text-align: right;
    padding: 6px 10px;
    color: var(--ps-ink);
}
.ps-heat-cell {
    position: relative;
    aspect-ratio: 1.8 / 1;
    border-radius: 7px;
    display: flex; align-items: center; justify-content: center;
    font-family: var(--ps-mono);
    font-size: 11px; font-weight: 600;
    cursor: pointer;
    transition: transform .15s ease, box-shadow .15s ease;
    color: #fff;
    overflow: hidden;
    text-shadow: 0 1px 2px rgba(15,23,42,.35);
}
.ps-heat-cell:hover {
    transform: scale(1.05);
    z-index: 2;
    box-shadow: 0 6px 18px -4px rgba(15,23,42,.20);
}
.ps-heat-cell.lit {
    box-shadow: 0 0 0 2px #fff, 0 0 0 4px var(--ps-accent), 0 8px 22px -4px rgba(29,78,216,.45);
    transform: scale(1.06);
    z-index: 3;
}

/* ============================
   TOAST
   ============================ */
.ps-toast-stack {
    position: fixed; bottom: 20px; right: 20px;
    display: flex; flex-direction: column; gap: 10px;
    z-index: 70;
    pointer-events: none;
}
.ps-toast {
    pointer-events: auto;
    background: var(--ps-surface);
    border-radius: 10px;
    box-shadow: var(--ps-shadow-3);
    padding: 12px 14px;
    display: flex; align-items: center; gap: 10px;
    min-width: 260px; max-width: 380px;
    font-size: 13px; color: var(--ps-ink);
    transform: translateY(20px); opacity: 0;
    transition: transform .3s cubic-bezier(.2,.7,.3,1.05), opacity .3s ease;
}
.ps-toast.show { transform: translateY(0); opacity: 1; }
.ps-toast i { color: var(--ps-accent); font-size: 14px; }
.ps-toast[data-tone="success"] i { color: var(--ps-success); }
.ps-toast[data-tone="error"]   i { color: var(--ps-danger);  }
.ps-toast .body strong { display: block; }
.ps-toast .body span   { color: var(--ps-ink-3); font-size: 11.5px; }

/* ============================
   RESPONSIVE
   ============================ */
@media (max-width: 1200px) {
    .ps-layout { grid-template-columns: 1fr; }
    .ps-calc { position: static; }
    .ps-rp-grid { grid-template-columns: repeat(2, 1fr); }
    .ps-prod-fields { grid-template-columns: repeat(2, 1fr); }
    .ps-tenure-list { grid-template-columns: repeat(4, 1fr); }
    .ps-products-grid { grid-template-columns: 1fr; }
    .ps-product-card { padding: 14px 16px 12px; }
}
@media (max-width: 720px) {
    .ps-hero-inner { grid-template-columns: 1fr; padding: 22px 18px; gap: 20px; }
    .ps-hero-cta { width: 100%; }
    .ps-hero-cta > * { flex: 1; justify-content: center; }
    .ps-products, .ps-layout, .ps-curve-card, .ps-heat-card { padding-left: 18px; padding-right: 18px; }
    .ps-products-head { flex-direction: column; align-items: flex-start; gap: 8px; }
    .ps-base-row { grid-template-columns: 36px 1fr; }
    .ps-base-control { grid-column: 1 / -1; }
    .ps-tenure-list { grid-template-columns: repeat(3, 1fr); }
    .ps-stats { grid-template-columns: 1fr; }
    .ps-rp-grid { grid-template-columns: 1fr; }
    .ps-prod-fields { grid-template-columns: 1fr; }
    .ps-card-head:has(.ps-card-readout) { padding-right: 110px; }
    .ps-card-readout-num { font-size: 20px; }
}

@media (prefers-reduced-motion: reduce) {
    .ps-hero-glow, .ps-live-dot, .ps-btn-shine,
    .ps-hero-curve path, .ps-curve-svg .curve-line, .ps-curve-svg .curve-area,
    .ps-curve-svg .marker-dot.pulse {
        animation: none !important;
    }
    *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}